2 - Data Controller 1. The data controller is the natural or legal person, public authority, service or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data. It also deals with security profiles. 2. With regard to this website, the data controller is: Rid Investment L.L.C-FZ, and for any clarification or exercise of user rights, you can contact them at the following email address: email@example.com.
5 - Technical Cookies 1. Technical cookies are those used solely for the purpose of "carrying out the transmission of a communication over an electronic communications network, or to the extent strictly necessary for the provider of an information society service explicitly requested by the subscriber or user to provide that service" (cf. art. 122, paragraph 1, of the Privacy Code). 2. Technical cookies do not require the prior consent of the user. They are used to enable the operation of the site and/or to provide the user with a service or function that the user has expressly requested. Cookies therefore
guarantee normal navigation and use of the Sites, also allowing the preferences expressed by the User to be saved and optimized, thus optimizing their navigation. The Sites use technical cookies, both first and third-party. 3. The technical cookies actually used by the site, or which could be used by the site, are divided into: "user input" cookies: session cookies used to track data provided by the user by filling in online forms (e.g., forms during the purchase process for entering shipping or billing addresses) or, as in the case of the shopping cart, to remember the items that the user has selected and inserted into the cart by clicking on the appropriate button; authentication cookies: cookies used to identify the user after logging in and allow them to authenticate and access the content and/or features for which such login is required (e.g., purchase, access to the Personal Area); other functionality cookies: cookies used to activate specific features of the Sites and to store the choices made by the User regarding the display of the Site pages; "Consent" cookies: cookies that document the user's consent to the installation of profiling cookies through the completion of one of the actions described in the banner/short information, recognize the User on the second access to the site so as not to require again consent to the installation of cookies and have a duration of 12 months.
6 - Third-Party Cookies 1. With regard to the origin, a distinction is made between cookies sent to the browser directly from the site being visited and those from third parties sent to the computer from other sites and not from the site being visited. 2. Permanent cookies are often third-party cookies. Most third-party cookies are tracking cookies used to identify online behavior, understand interests, and therefore personalize advertising proposals for users.
8 - Profiling Cookies 1. Profiling cookies are those that create user profiles and are used to send advertising messages in line with the preferences expressed by the user while browsing the Internet. 2. Profiling cookies are used to create a user profile, based on the preferences and tastes expressed by the user during Internet browsing, and to display advertising messages consistent with their profile. In this way, the advertising messages that the user will see will be those of greatest interest. 3. When these types of cookies are used, the user must give explicit consent, which will appear in the banner as soon as the user enters the site. 3. Article 22 of Regulation (EU) 2016/679 and Article 122 of the Data Protection Code will apply, as well as Provision no. 231 of 10 June 2021 of the Privacy Guarantor.
10 - Social Network Interaction 1. This site also incorporates plugins and/or buttons for social networks, in order to allow easy sharing of content on your favorite social networks. These plugins are programmed not to set any cookies when accessing the page, to safeguard
Article 1 - Subject
The present website is owned by: Rid Investment L.L.C-FZ Company Registered Office: United Arab Emirates (U.A.E.), Dubai, Nad al Sheba, The Meydan Hotel, M Floor, Business Center 1 VAT number: Registered with the REA, regulated by the regulation of companies in the Meydan free zone, as established by decree no.1 of 2009 and reformulated in 2013, and possessing other regulatory instruments issued by the Meydan free zone.
Article 3 - Intellectual Property
The content present on the website, such as, by way of example, works, images, photographs, dialogues, music, sounds and videos, documents, drawings, figures, logos, and any other material, in any format, published on the website itself, including menus, web pages, graphics, colors, schemes, tools, characters, and the website's design, diagrams, layouts, methods, processes, functions, and software that are part of the website, are protected by copyright and any other intellectual property rights of the owner or any third parties contracted by the owner. Reproduction, in whole or in part, in any form, of the website and its content is prohibited without the express written consent of the owner.
The user is authorized only to view the website and its content by using the related services available therein. The user is also authorized to perform all other temporary reproductions, without its own economic significance, which are considered transient or accessory, an integral and essential part of the same viewing and enjoyment of the Website and its contents and all other navigation operations on the Website that are carried out only for legitimate use thereof.
The user is not authorized in any way to carry out any reproduction, on any medium, in whole or in part, of the website and its contents. Any reproduction shall be authorized, from time to time, by Financial Panorama or, if necessary, by the authors of the individual works contained on the website. Such reproduction operations must in any case be carried out for lawful purposes and in compliance with copyright and other intellectual property rights and the authors of the individual works contained on the website.
Article 4 - Use of the Site and User Responsibility
Access to and use of the site, viewing of web pages, including communication with the owner, constitute activities carried out by the user exclusively for personal purposes unrelated to any commercial, entrepreneurial, and professional activity.
The user is personally responsible for the use of the website and its contents. The owner cannot be held responsible for any use not compliant with the current laws, the website, and its contents by each of its users, without prejudice to liability for willful misconduct and gross negligence. In particular, the user will be solely and exclusively responsible for the communication of incorrect, false, or third-party information without their consent, as well as considering the incorrect use thereof.
Any material downloaded or otherwise obtained through the use of the service is at the user's choice and risk; therefore, any responsibility for damages to computer systems or data loss resulting from downloading operations falls on the user and cannot be attributed to the owner.
The owner disclaims any liability for any damages resulting from the inaccessibility of the services present on the website or any damages caused by viruses, damaged files, errors, omissions, service interruptions, content deletions, network problems, providers, or telephone and/or telematic connections, unauthorized access, data alterations, or the non-functioning and/or faulty operation of the user's electronic equipment.
The user is responsible for the custody and correct use of their personal information, including credentials for accessing reserved services, as well as for any harmful consequences or prejudice that may arise against Financial Panorama or third parties due to incorrect use, loss, or theft of such information.
The Owner has taken every reasonable precaution to avoid the publication on the website of content and images that may be considered offensive to decency, human rights, and the dignity of individuals, in all possible forms and expressions. In any case, if such content is deemed offensive or unethical, the interested user is kindly requested to communicate this condition to the owner, who nevertheless warns that any access to content considered offensive or objectionable is made by the user at their sole discretion and their exclusive and personal responsibility.
The Owner has also taken every useful precaution to ensure that all information on the website is correct, complete, and up-to-date; however, it assumes no responsibility towards users regarding the accuracy and completeness of the content published on the website, except as otherwise provided by law. If a user finds errors or missing updates of the information on the website, they are kindly requested to inform the owner using the email address: firstname.lastname@example.org.
Article 5 - Personal Account The user will have the possibility to register on the website to take advantage of its products and/or services. The user will have access to an area of the website exclusively dedicated to them, called "Newsletter," through which they can access and verify the status of the services they have requested.
By registering on the website, the user must provide an email address or a username (hereinafter the "ID") and a strictly personal access password. Both the ID and the password cannot be used from two or more stations simultaneously, and the user cannot transfer them to third parties except under their full and exclusive responsibility. It is reminded that the user shall be held responsible towards the owner and any third party for any action, transaction, and/or event occurred and/or carried out through the use of the ID and/or password.
The user is obliged to preserve the confidentiality and secrecy of their ID and password and is required to promptly inform the website of any unauthorized use or loss thereof, by email or registered mail so that the website can suspend the provision of its services with reference to the account.
In the event that an unauthorized access to the user's account has occurred and/or the user has lost their ID and/or password more than three times, the website reserves the right to remove the user's account without the user having any claim against the owner.
The owner cannot be held responsible in any way, directly or indirectly, in any form or under any liability regime, for injuries or damages of any kind resulting from or related to the user's failure to comply with the provisions of this article.
The user will also be required not to perform, allow, or permit the following behaviors (not exhaustive and continuously updated): uploading or creating within the client area any data or content that violates any law, regulation, or third-party right (including, among others, trade secrets or personal data of third parties); using the company's services for purposes other than mere access to them in the manner provided by the company; performing actions of any kind and/or nature aimed at bypassing, disabling, or interfering in any way with the security applications of the website's services or other applications that prevent, limit, or restrict the use or copying of any material present therein; using the website's services for any illegal purpose or in violation of any applicable regulations; interfering with or damaging the website's services and systems or their enjoyment by any user, by any means, including by uploading files or otherwise disseminating viruses, adware, spyware, worms, or other harmful electronic tools; carrying out actions aimed at circumventing tools for excluding robots or other measures that the website may use to prevent unauthorized access to its services.
Article 6 - Forum
This website allows users to exchange opinions and experiences through the use of the forum, available at the link: https://www.financialpanorama.it/newsletter.
Anyone who decides to register for the forum, at the time of registration, accepts the registration clauses, indicated in the appropriate section. Registration for the forum is completely free and subject to the acceptance of the following general conditions and regulations. Before registering, it is mandatory to read and accept the forum rules.
The user who registers for the forum agrees that all information, data, software, music, sounds, photographs, images, videos, messages, or any other material, whether publicly accessible or transmitted privately, are the sole and exclusive responsibility of the individuals from whom such content originates. This means that the user, and not the forum administrators and website owners, is solely and exclusively responsible for any content uploaded, published, emailed, or otherwise transmitted or disseminated through the forum. The forum administrator cannot in any way control the transmitted or disseminated contents and, consequently, does not guarantee the truthfulness, correctness, or quality of such contents. The user acknowledges that despite the various rules imposed by the forum administrator, through the service offered, they may encounter content that may be offensive, indecent, or otherwise reprehensible.
Article 7 - Disclaimer
As indicated above, the owner carries out with the utmost diligence the care and maintenance of the website and its contents; however, they assume no responsibility for the correctness, completeness, and timeliness of the data and information provided on the website or on sites linked to it. Therefore, all liability for errors or omissions resulting from the use of data and information on the website must be excluded.
The owner disclaims all liability, including the presence of errors, error correction, responsibility for the server hosting the website; they are also not responsible for the use of the information contained therein, its accuracy, and reliability. In no event, including negligence, shall the owner be liable for any direct or indirect damage that may result from the use, or inability to use, the materials present on the website.
Under no circumstances and for any reason shall the forum administrator be held liable for the included contents, as well as, merely by way of example, for any errors and/or omissions in the contents, or for any damages occurred as a result of the use of contents found, sent via email, or otherwise transmitted or disseminated through the service.
Article 8 - Service Provision Limitations
The owner shall not be liable for damages resulting from the failure to provide the service due to incorrect or non-functioning of electronic communication means for reasons beyond the sphere of their foreseeable control. By way of example, but not exhaustive, server malfunction and other electronic devices even not part of the Internet network, malfunction of installed software, computer viruses, the possible presence of viruses or other harmful and damaging computer components, as well as actions by hackers or other users having access to the network. Therefore, the user undertakes to indemnify and hold harmless the owner from any liability and/or claim in this regard.
Article 9 - Links to Other Websites
This website can also be reached through third-party sites where there will be a link or banner to access the website.
The activation of links on third-party sites to this website is only possible with the prior consent and authorization of the owner, which may be requested by contacting the owner at the aforementioned address or by writing to the email address: email@example.com.
The activation of unauthorized links legitimizes the owner to act for the immediate deactivation of the illegitimate links and for the possible recognition of the related commercial practice or unfair competition, or action to the detriment of the good name and reputation of the owner, its services, and the companies of the same group. In any case, deep hyperlinks (such as deep frames or deep links) to the Site or the unauthorized use of meta-tags are prohibited.
Article 11 - Trademarks
All trademarks and distinctive signs present on the website, including those relating to the individual activities carried out by the owner, are exclusively owned by the owner itself or by the companies referring to it.
The owner has the exclusive right to use said trademarks. Therefore, any unauthorized, unauthorized, and/or non-compliant use of the law is strictly prohibited and entails legal consequences. It is in no way permitted to use said trademarks and any other distinctive sign present on the website to unduly, even indirectly, benefit from the distinctive nature or reputation of the owner's trademarks or in a way that prejudices them and their holders.
The domain https://www.financialpanorama.it as well as the various declinations and subdomains are owned by the owner. No use, even indirect, is permitted, except by specific written authorization from the owner or holders.
Article 12 - Data Processing
By using the website, the user authorizes the processing of their personal data. This information also has value for the purposes of Article 13 of EU Regulation No. 2016/679, relating to the protection of individuals with regard to the processing of personal data and the free movement of such data.
The data controller is: Nikita Macri Tkachuk.
The data processor, appointed by the data controller, is: Nikita Macri Tkachuk.
The data will be processed at: United Arab Emirates (U.A.E.), Dubai, Nad al Sheba, The Meydan Hotel, M Floor, Business Center 1, and is registered with the Companies Register at Meydan Free Zone, in Meydan City Corporation.
Data processing takes place exclusively electronically, through computer tools and media designed to ensure the security and confidentiality of the data. The stored information is protected from unauthorized access.
Processing is carried out on the data provided by users concerning purchase orders, payments (which may contain name, address, contact details), IP address, and all other communicated data.
The provision of data and consent to processing for commercial communications purposes is optional. However, a refusal to provide such data or to give consent to their processing may result in the user's inability to receive such additional services.
The user, under EU Regulation 679/2016, has the right to have their data updated, corrected, or integrated, deleted, transformed into anonymous form, or blocked if processed unlawfully, including data that does not need to be retained for the purposes for which the data was collected or subsequently processed, attesting that the operations have been notified, including with regard to their content, to those to whom the data has been communicated or disseminated, except where this proves impossible or involves a disproportionate use of means compared to the protected right.
The user has the right to object, in whole or in part, to the processing of personal data concerning them for legitimate reasons, even if relevant to the purpose of collection and to the processing of personal data concerning them for the purpose of sending advertising or direct sales material or for carrying out market research or commercial communication.
The user may also revoke their consent to the processing of their data previously given to the website at any time.
All rights provided for by EU Regulation 2016/679 and by law 196/2003 can be exercised by the user, by writing to the following email: firstname.lastname@example.org
Upon first visit, the user will be prompted to choose their preferred language and will be offered the possibility to save the preferred language. To this end, the user authorizes the use of identification codes, i.e., so-called cookies, i.e., small files sent by their internet server and recordable on the user's computer's hard disk. In the case of profiling cookies, the user must give explicit consent.
The hard disk collects information about the user's language preference and stores the pages of the visited website. Cookies are used to prevent the user from receiving the same information repeatedly or in the wrong language, and to adapt the content and presentation of the website to the user's browser type.
Article 14 - Contacts
Any request for information can be sent via email to the following address: email@example.com, via telephone to the following telephone number: +39 3883668543, and via mail to the following address: United Arab Emirates (U.A.E.), Dubai, Nad al Sheba, The Meydan Hotel, M Floor, Business Center 1. These terms and conditions were drawn up on 01/04/2023.